Renewal IQ

Zero-Lapse Renewals.
100% Client Retention.

Renewal IQ runs a fully automated 60-day lifecycle across your entire book — handling insurer outreach, file prep, account manager tasks, and client communications so no policy ever slips through.

60-Day
automated lifecycle
100%
on-time renewal rate
0
unintended lapses

The Manual Renewal Process Is a Minefield of Missed Deadlines, Forgotten Emails, and Lapsed Policies.

Manual renewal management breaks at scale. InsureQ AI Studio eliminates the risk entirely.

Policies slip through the cracks
Manual tracking across spreadsheets and calendars means renewals get missed — especially during high-volume periods.
Last-minute scrambles
Brokers find out about expiring policies with days to spare, forcing rushed submissions and poor carrier options.
Client trust erodes
A lapsed policy damages the client relationship permanently. They expect their broker to catch this — not them.
AM bandwidth is wasted
Account managers spend hours chasing renewal files instead of growing the book.

The 60-Day Lifecycle, Step by Step.

Fully automated. Fully documented. Zero manual coordination.

1
Day 1

60-Day Intelligence Scan

InsureQ AI Studio automatically identifies every policy expiring in 60 days. Carrier outreach begins and the file preparation process kicks off — with zero action from the broker.

  • Automated email outreach to incumbent carriers for renewal terms
  • File preparation begins: loss runs requested, prior policy compiled
  • Renewal folder created in the brokerage management system
  • Broker notified with expiry list and estimated premium changes
2
Day 7

AM Task-Force and etc

Auto-generated, context-rich tasks are assigned to Account Managers. Smart alerts are sent only when human judgment is needed — not for routine status checks.

  • AM receives prioritized task list with full file context
  • Smart alerts trigger for high-risk files or unresolved E&O flags
  • Carrier responses compiled and quote comparison generated
  • Client meeting prep materials auto-generated with Insights
3
Day 15

Informed Client Journey

Clients receive proactive renewal updates and can provide one-click digital consent — eliminating back-and-forth email chains and signature delays.

  • Proactive renewal summary sent to client with coverage comparison
  • One-click digital consent workflow — no paper, no delays
  • Payment options presented via Stripe and FirstFunding
  • Policy renews on time. No lapse. Zero manual intervention.

The Results Speak for Themselves.

Brokerages using Renewal IQ report immediate, measurable improvements.

100%
On-time renewal rate
No policy expires without broker and client awareness.
0
Unintended lapses
The Renewal IQ catches every at-risk file 60 days out.
4h
Saved per renewal
Manual outreach, file prep, and follow-up — automated.
95%
Client satisfaction
Proactive communication builds trust before renewal season.

Stop Losing Clients to Lapses.

See the Renewal IQ applied to your actual book of business. We'll show you exactly how many at-risk renewals it would catch today.